This is a Will by a Testator bequeathing their estate to a ‘primary’ beneficiaries and in their absence, to ‘secondary’ beneficiaries. It is suitable between Testator to friends, parents, relatives, sibling’s etc.

The Will should be signed in the presence of two independent witnesses. The Will should be kept safely e.g. in a safe deposit box or with a family Lawyer.

NB. It is advisable to disclose the existence of a will to the Executors, Trustees and Beneficiaries.