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A CRB is a company licensed by the Central Bank of Kenya to collect and provide consumer credit information on individuals or businesses. They are established under the Credit Reference Bureau Regulations, 2013.
What is credit information?
This is any positive or negative information on an individual’s or businesses’ credit worthiness, credit standing, credit capacity, character, general reputation, personal characteristics or any financial obligations.
Negative Information includes:
Where do CRB’S get credit information?
Financial Institutions, Government Agencies, Businesses and any other credit providers.
Licensed CRB’s in Kenya
Services provided by CRB’s
CRB‘s provide different services for both individuals and businesses.
Individuals
Business
How to credit information from a CRB
Any individual/business that wishes to get credit information may make an application to any Licensed CRB such as; Credit Union, Transunion Africa and Metropol through their respective websites.